Spend crypto anywhere Mastercard is accepted, in 175+ countries including the US - all from self-custody. Choose the plan that fits, from a free virtual card to a full Swiss account.1
For getting started.
For people who spend.
For people who send & receive worldwide.
More than almost any crypto card on the market - most open instantly, only a few need extra verification.
· Indicative list; availability depends on verification and may change.
Clear transaction limits and a cashback model that rewards how much you spend - and how much $TITN you stake.2
| Transaction type | Basic | Premium |
|---|---|---|
| POS per transaction | $25,000 | $25,000 |
| POS daily limit | $62,500 | $62,500 |
| POS monthly limit | $125,000 | $125,000 |
| ATM per transaction | $3,125 | $3,125 |
| ATM daily limit | $12,500 | $12,500 |
| ATM monthly limit | $25,000 | $25,000 |
Premium users earn cashback based on monthly card spend - the percentage rises as monthly spend increases.
| Spend tier | Monthly spend | Cashback |
|---|---|---|
| Tier 1 | $0 – $100 | 1.0% |
| Tier 2 | $100 – $500 | 1.5% |
| Tier 3 | $500 – $1,000 | 1.75% |
| Tier 4 | $1,000+ | 2.0% |
Cashback rewards are subject to a monthly cap based on your $TITN staking tier.
| Stake tier | Requirement | Monthly cashback cap |
|---|---|---|
| Standard | No staking requirement | $5 |
| Community | 10,000 $TITN | $10 |
| Community+ | 100,000 $TITN | $15 |
The card works anywhere Mastercard is accepted, across 175+ countries including the United States. Most countries open instantly; a few require extra verification and a small number aren't served yet. Use the searchable list above to check your country.
Yes. Your wallet balance stays in self-custody - your keys never leave your device. You top up the card from your wallet when you want to spend, so you stay in control of your funds.
A virtual Basic card is ready in about five minutes, straight from the app. Premium adds a physical card on demand, and Swiss Banking adds a full Swiss IBAN and SEPA account.
Crypto top-ups are 0% on Basic and Premium, and 0.25-1% on Swiss Banking. FX markup is 1.5% on Basic, 0.5% on Premium and 1% on Swiss Banking. ATM withdrawals carry a small markup on Basic and Premium, and not available on Swiss Banking.
All fees are indicative and may vary by jurisdiction and verification status.
Premium earns up to 2% cashback on purchases, with higher rates for $TITN stakers. Basic and Swiss Banking don't include cashback.
You can fund the card from your THORWallet balance across all supported chains and 20,000+ tokens. If you hold an asset that isn't the card's settlement currency, swap it in-app first, then top up.
Swiss Banking gives you a personal Swiss IBAN and SEPA account with a multicurrency Mastercard in CHF, EUR, USD and RMB. You can send and receive like a traditional bank, with monthly limits up to $10M.
Yes. It's a Mastercard issued under licence and accepted anywhere Mastercard is, online and in store. Mastercard is a registered trademark of Mastercard International.