Card & Swiss account

One card.
Unlimited possibilities.

Spend crypto anywhere Mastercard is accepted, in 175+ countries including the US - all from self-custody. Choose the plan that fits, from a free virtual card to a full Swiss account.1

0%
Top-up fees
Up to 2%
Cashback on purchases
175+
Countries, incl. the US
01 / Tier

Basic

THORWallet Basic card

For getting started.

Freeforever
Card typeVirtual
CurrenciesUSD
Cashback0%
Card FX1.5%
ATM withdraw$1 dom · $5 intl
Monthly limit$125,000
24/7 chat supportStandard
Cost / yearFree
Card top-up fee0%
Ready in5 minutes
Join Basic
03 / Tier

Swiss Banking

THORWallet Swiss Banking card

For people who send & receive worldwide.

Freeforever
AccountSwiss IBAN & SEPA
CurrenciesCHF · EUR · USD · RMB
Card FX1%
Top-up fee0.25–1%
Monthly limitUp to $10M
Send & receiveLike a bank
24/7 chat supportStandard
CashbackNone
Cost / yearFree
ATM withdrawNone
Card typeVirtual
Join Swiss Banking
Availability

Accepted in 175+ countries.

More than almost any crypto card on the market - most open instantly, only a few need extra verification.

    · Indicative list; availability depends on verification and may change.

    Limits & rewards

    Transparent by design.

    Clear transaction limits and a cashback model that rewards how much you spend - and how much $TITN you stake.2

    Transaction limits

    Transaction typeBasic
    POS per transaction$25,000
    POS daily limit$62,500
    POS monthly limit$125,000
    ATM per transaction$3,125
    ATM daily limit$12,500
    ATM monthly limit$25,000

    Cashback & rewards

    Premium users earn cashback based on monthly card spend - the percentage rises as monthly spend increases.

    Spend tierMonthly spendCashback
    Tier 1$0 – $1001.0%
    Tier 2$100 – $5001.5%
    Tier 3$500 – $1,0001.75%
    Tier 4$1,000+2.0%

    Monthly cashback caps

    Cashback rewards are subject to a monthly cap based on your $TITN staking tier.

    Stake tierRequirementMonthly cashback cap
    StandardNo staking requirement$5
    Community10,000 $TITN$10
    Community+100,000 $TITN$15
    FAQ

    Card questions, answered.

    Is the THORWallet card available in my country?

    The card works anywhere Mastercard is accepted, across 175+ countries including the United States. Most countries open instantly; a few require extra verification and a small number aren't served yet. Use the searchable list above to check your country.

    Do I keep self-custody of my crypto?

    Yes. Your wallet balance stays in self-custody - your keys never leave your device. You top up the card from your wallet when you want to spend, so you stay in control of your funds.

    How fast can I get a card?

    A virtual Basic card is ready in about five minutes, straight from the app. Swiss Banking adds a full Swiss IBAN and SEPA account.

    What are the fees?

    Crypto top-ups are 0% on Basic, and 0.25-1% on Swiss Banking. FX markup is 1.5% on Basic and 1% on Swiss Banking. ATM withdrawals cost $1 (domestic) or $5 (international) on Basic, and are not available on Swiss Banking.

    All fees are indicative and may vary by jurisdiction and verification status.

    Is there cashback?

    Premium earns up to 2% cashback on purchases, with higher rates for $TITN stakers. Basic and Swiss Banking don't include cashback.

    Which cryptocurrencies can I top up with?

    You can fund the card from your THORWallet balance across all supported chains and 20,000+ tokens. If you hold an asset that isn't the card's settlement currency, swap it in-app first, then top up.

    What is the Swiss Banking account?

    Swiss Banking gives you a personal Swiss IBAN and SEPA account with a multicurrency Mastercard in CHF, EUR, USD and RMB. You can send and receive like a traditional bank, with monthly limits up to $10M.

    Is it a real Mastercard?

    Yes. It's a Mastercard issued under licence and accepted anywhere Mastercard is, online and in store. Mastercard is a registered trademark of Mastercard International.

    Get your card.

    Free in five minutes, straight from self-custody.

    The fine print

    1. FX markups apply on top of network rates. ATM withdrawals cost $1 (domestic) or $5 (international). Limits and fees are indicative and may vary by jurisdiction and verification status.
    2. Cashback rates and monthly caps depend on plan, monthly card spend and $TITN staking tier, and may change.
    3. Mastercard is a registered trademark of Mastercard International.