Real BTC in, real USDC out. No bridge, no wrapped tokens, and your keys stay with you. THORWallet compares its routes on every swap and picks the best one.
BTC
USDCEthereumEnter an amount above zero.
For an amount this large the market rate is only a guide. The app shows what each route pays.
That is more than any route can quote. Try a smaller amount.
THORWallet asks its swap routes for a quote and shows them side by side: amount, time, and whether the route is decentralized.
Swap in the web appMarket rate, before fees. Connect your wallet in the app for the exact quote.
Open the swap, choose Bitcoin to USDC on Ethereum and type an amount. There is nothing to bridge first.
THORWallet asks its swap routes for a quote and shows them side by side: amount, time, and whether the route is decentralized.
Approve the swap in your own wallet. The USDC arrives at your own address.
At the market rate, 0.1 BTC is about 7,359.94 USDC. That is before fees: the app shows the exact amount for each route once your wallet is connected.
| BTC | USDC | USD |
|---|---|---|
| 0.001 | 73.5994 | $73.56 |
| 0.005 | 367.9972 | $368 |
| 0.01 | 735.9943 | $736 |
| 0.05 | 3,679.97 | $3,678 |
| 0.1 | 7,359.94 | $7,356 |
| 0.5 | 36,799.72 | $36,782 |
| 1 | 73,599.43 | $73,563 |
| USDC | BTC | USD |
|---|---|---|
| 100 | 0.00135871 | $99.95 |
| 500 | 0.00679353 | $500 |
| 1,000 | 0.01359 | $1,000 |
| 5,000 | 0.06794 | $4,998 |
| 10,000 | 0.13587 | $9,995 |
| 50,000 | 0.67935 | $49,975 |
| 100,000 | 1.3587 | $99,951 |
Market rate, before fees. Connect your wallet in the app for the exact quote.
Usually minutes. Bitcoin has a block time of about 10 minutes. The main factor is how long the chain you send from needs to confirm your payment, so swaps from Bitcoin take longer than swaps from faster chains. The app shows an estimate for each route before you sign.
Bitcoin is the first and largest cryptocurrency, secured by proof of work. Hold native BTC on a native SegWit address that you control.
Ethereum is the largest smart-contract network and home to most stablecoins and DeFi. Hold ETH and ERC-20 tokens, including USDT and USDC, on one address.
Above $100 the THORWallet fee is 0.2 to 1.25%, depending on your $TITN Community Tier, with automatic discounts on larger swaps.1
Worked example
$7,356 x 1.25% = $91.95
An example at the market rate, not a quote. Network fees and route fees are separate, and the app shows the exact fee before you sign.
Three ways to turn BTC into USDC. They differ in what you end up holding and in who controls your coins on the way.
| Method | What you receive | Who holds the coins on the way | Account |
|---|---|---|---|
| Native swap in THORWallet | Native USDC on Ethereum | The route that runs the swap, until it pays out | None |
| Bridge | Usually a representative token, not the native coin | The bridge contract or custodian | None |
| Centralized exchange | Native USDC, after you withdraw | The exchange | An account with identity verification |
No row is free of risk. Native swap routes also rely on code and on the operators, solvers or market makers who run them. A native swap waits for the chain you send from, so it can take longer than an exchange.
Your coins move straight from one chain to the other. THORWallet compares the quotes of its swap routes on every swap and shows them side by side, best first. It never holds your funds.
Example swaps. Which routes can quote depends on the pair and the amount.
Yes. THORWallet routes BTC to USDC through cross-chain liquidity networks, so you send real BTC and receive real USDC. No bridge contract holds your funds along the way and no wrapped token is created.
Usually minutes. Bitcoin has a block time of about 10 minutes. The main factor is how long the chain you send from needs to confirm your payment, so swaps from Bitcoin take longer than swaps from faster chains. The app shows an estimate for each route before you sign.
Swaps under $100 carry no THORWallet fee. Above that the fee is 0.2 to 1.25%, depending on your $TITN Community Tier, plus the network fees of the chains involved. Every quote shows the amount you receive after fees.
BTC on Bitcoin. You pay the network fee on the chain you send from, and the route deducts its payout fee from the USDC you receive.
On Ethereum. The same token name exists on several networks, and each version is a separate asset. This page is about USDC on Ethereum.
Yes. Bitcoin and Ethereum are both supported in multi-device vaults, so you can swap BTC to USDC from a vault. Every swap needs the number of devices you chose to sign.
Native SegWit. Bitcoin addresses in THORWallet are native SegWit addresses, and the Receive screen shows yours as text and as a QR code.
BNB Chain, Avalanche, Arbitrum and Base use the same address as Ethereum in THORWallet. The same address does not mean the same network: an asset sent on Arbitrum arrives on Arbitrum, not on Ethereum.
No. There is no account to open for swaps. THORWallet is self-custody: you swap from your own wallet, with your own keys, and the coins arrive at your own address.
It is the market rate from live prices, before fees. The app shows the exact amount for each route, after fees, before you sign.
Native in, native out. Your keys.
