Every fee.
One page.
Swaps under $100 are free. Above that you pay 0.2% to 1.25%, depending on your $TITN Community Tier, and less on larger swaps. Network and route fees are separate, and the app shows them before you sign.1
Your tier sets your fee.
Your Community Tier follows your staked $TITN balance. It recalculates continuously, and there is no lockup.1
Bigger trades, smaller fees.
Fees fall further as your transaction size grows - applied automatically on top of your tier.
| Transaction size | Standard | Community | Community Plus |
|---|---|---|---|
| < $100 | 0.0% | 0.0% | 0.0% |
| $100 - $50k | 1.25% | 0.5% | 0.2% |
| $50k - $500k | 0.6% | 0.4% | 0.18% |
| > $500k | 0.4% | 0.2% | 0.16% |
About $TITN. $TITN is a utility token, not an investment. Its value may fluctuate and could fall to zero. Fee reductions and rewards are variable, may be suspended or cancelled without notice, and are not a revenue share or guaranteed payment. Read the token terms.
The rest, in plain numbers.
What THORWallet charges for each product, and what else applies.
| Product | THORWallet fee | What else applies |
|---|---|---|
| Wallet and vault | None | Creating a wallet or a vault, holding assets and receiving cost nothing. Sending costs only the network fee of the chain. |
| Swaps | 0% under $100 · then 1.25% · 0.5% · 0.2% | At the Standard, Community and Community Plus tier. Lower on larger swaps, see the tables above. |
| Private swaps | A privacy fee on top | The app shows it in US dollars before you switch the private route on. |
| Perpetuals | 0.05% · 0.035% · 0.025% | Of the order value, by tier, on top of Hyperliquid's own trading fee. Funding is separate. Hyperliquid charges about $1 per USDC withdrawal. |
| Spot on Hyperliquid | 0.85% · 0.6% · 0.425% | By tier, on top of Hyperliquid's own trading fee. |
| Tokenized stocks | The swap fee of your tier | Buying or selling a stock token is a swap. The network fee of Ethereum or BNB Chain applies. |
| Earn: Aave lending | 20% · 15% · 10% of earnings | By tier, charged when you withdraw. Never on your deposit. |
| Buy and sell with fiat | Set by the provider | MoonPay and Mt Pelerin set their own rate and fees. The app shows the fees of each quote before you continue. |
Checked against the released app on 12 November 2026. Figures can change; the app shows the current ones.
Three costs we do not set.
They are part of every swap on any wallet. The app shows them before you sign.
Paid to the chain
Miners and validators charge for every transaction. THORWallet does not add to it, and shows it before you sign.
Paid to the route
Liquidity fees are included in the quote. On THORChain, Maya and Harbor routes an outbound fee is taken from the amount you receive.
Set by the market
Prices move while a swap runs, so you can receive a little less than the quote. A route cannot go below the minimum shown before you sign.
Spending, itemised.
The headline card fees. Limits and the full schedule are on the card page.2
| Fee | Basic | Premium | Swiss IBAN |
|---|---|---|---|
| Price | Free with invite · otherwise $5 | $99 with invite · otherwise $124 | Free |
| Crypto top-up | 0% with USDC on Ethereum · other assets: fee shown in the form | 0% with USDC on Ethereum · other assets: fee shown in the form | 0.25-1% |
| Card FX | 1.5% | 1.5% | 1% |
| ATM withdrawal | $1 domestic · $5 international | $1 domestic · $5 international | None |
| Cashback | - | 0.5% in USDC | - |
Fees, answered.
What does a swap cost in THORWallet?
Swaps under $100 are free. Above that the THORWallet fee is 0.2% to 1.25%, depending on your $TITN Community Tier, and it falls further on larger swaps. Network fees of the chains involved are separate.
How do I pay less?
Stake $TITN. Staking 10,000 $TITN moves you to the Community tier at 0.5%, and 100,000 $TITN to Community Plus at 0.2%. Larger swaps also get an automatic volume discount on every tier.
Is there a fee to create a wallet or to hold assets?
No. Creating a wallet or vault, holding assets, and receiving are free. You only pay network fees when you send.
What are network fees?
Fees paid to the blockchain itself, for example miners or validators. They are not charged by THORWallet, they vary by chain and by how busy it is, and they are shown before you sign.
What do perpetuals and Earn cost?
On perpetuals the THORWallet fee is 0.05% of the order value at the Standard tier, 0.035% at Community and 0.025% at Community Plus, on top of Hyperliquid's own trading fee. On Aave lending THORWallet keeps 20%, 15% or 10% of your earnings, never of your deposit.
What does the card cost?
The Basic virtual card is free with an invite code, otherwise $5 one-off. Premium is $124 one-off, or $99 with an invite code. A top-up with USDC on Ethereum costs 0%. Other assets are converted to USDC first, and the top-up form shows the fee.
Do fees change?
They can. Fees, discounts and tiers are variable and may change. The app always shows the fee for a specific transaction before you sign it.
The fine print
- Swap fees, tiers and volume discounts are variable and may change. $TITN is a utility token, not an investment; its value may fluctuate and could fall to zero.
- Card fees as published on the card page. FX markups apply on top of network rates. Limits and fees are indicative and may vary by jurisdiction and verification status. Premium cashback applies to the first $5,000 of card spend per month.