Basic costs $5 once or is free with an invite code, Premium $124 or $99 with a code. USDC top-ups cost 0%, the FX fee is 1.5% and ATM withdrawals cost $1 domestic or $5 international. Basic allows $100,000 of card payments per month, Premium $1,000,000.
This page lists what the THORWallet Card costs and how much you can spend with it. The same figures are shown in the app under See all benefits & fees and Limits.
Prices
| Basic | Premium | |
|---|---|---|
| Price without a code | $5 one-off | $124 one-off |
| Price with an invite code | Free | $99 one-off |
| Subscription | None | None |
The app takes the price once, in USDC, when you request the card after verification. In the current app version Premium shows Coming soon and cannot be ordered yet.
Fees
| Fee | Basic | Premium |
|---|---|---|
| Top-up with USDC | 0% | 0% |
| FX fee | 1.5% | 1.5% |
| ATM withdrawal, domestic | $1 | $1 |
| ATM withdrawal, international | $5 | $5 |
- The 0% top-up fee applies to USDC on Ethereum, which goes straight to the card. Other assets are converted to USDC first. The top-up form shows the fee for that conversion before you confirm.
- Every top-up is a blockchain transfer, so the network fee always applies.
- The card balance is in US dollars. The FX fee applies when you pay in another currency.
Card limits
| Limit | Basic | Premium |
|---|---|---|
| In-store and online, per transaction | $20,000 | $100,000 |
| In-store and online, per day | $50,000 | $500,000 |
| In-store and online, per month | $100,000 | $1,000,000 |
| ATM, per transaction | $2,500 | $2,500 |
| ATM, per day | $10,000 | $10,000 |
| ATM, per month | $20,000 | $60,000 |
| Custom limits | Not available | Higher limits on request |
To see these in the app, open your card, tap Limits and then View all limits.
Fees and limits are indicative. They can vary by country and verification status and can change.
Limit before full verification
After the first approval your card starts with a lower monthly limit. Your current limit is shown under Limits. The limits in the table apply once your full verification is approved. See Identity verification (KYC) for the card.
Set your own limits
- Open your card and tap Limits.
- Under Monthly limit, tap a preset or enter a Custom amount. Purchases stop once you reach this amount in a month. The limit resets on the 1st.
- Optional: set a Per-purchase maximum.
- Tap Save limits.
The app may ask you to confirm a change.
Cashback
| Plan | Cashback | Counts toward cashback |
|---|---|---|
| Basic | None | Nothing |
| Premium | 0.5% in USDC | First $5,000 of card spend per month |
Card spend means purchases. Loading the card is not a purchase and gets no cashback. Rates and caps can change.
Related
- THORWallet Card
- How to top up the THORWallet Card
- Card page with plans and countries
- All THORWallet fees
Common questions
Is there a monthly or yearly card fee?
No. Both plans have a one-off price and no subscription.
What is the FX fee?
1.5% on Basic and Premium for payments in a currency other than US dollars.
How much can I spend per month?
Up to $100,000 on Basic and $1,000,000 on Premium for in-store and online payments. Until your full verification is approved, a lower monthly limit applies. The app shows your current limit under Limits.
How much cash can I withdraw at an ATM?
Up to $2,500 per withdrawal and $10,000 per day on both plans. Per month it is $20,000 on Basic and $60,000 on Premium.
How does cashback work?
Premium gets 0.5% back in USDC on the first $5,000 of card spend per month. Top-ups do not count as spend. Basic has no cashback.
Can I set a lower limit myself?
Yes. Open Limits on the card, set a monthly limit and an optional per-purchase maximum and tap Save limits.
Thank you.
Sorry about that. Chat with support inside the app, or write to info@thorwallet.org. Support will never ask for your recovery phrase.